![]() Qualified business loans with a transaction value less than $1M – These are generally owner-occupied business loans where a lien on the real estate is taken in addition to other collateral (PP&E, receivables, owners’ personal real property, etc.) There are five categories of real estate related financial transactions engaged in by federally regulated financial institutions that do not require a USPAP-compliant appraisal performed by a state-licensed or state-certified appraiser:Ĭommercial real estate (CRE) related financial transactions with a transaction value less then $500,000Īny real estate related financial transaction with a transaction value less than $400,000
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